Shift uneven, stacked MCA drafts into one coordinated repayment schedule—no more morning cash‑flow shocks.
When you carry two or more MCAs, each funder drafts what it can—often at dawn. A balanced‑payment agreement reallocates those pulls into one coordinated schedule. Each lender receives a pre‑agreed share of weekly or monthly revenue, ending draft pile‑ups and slashing NSF fees 20–35 % on day one.
Book a free consultation today and bring order to stacked advances.
Ignoring stack chaos invites compounding costs and legal headaches.
Accounts empty by 9 a.m.; bills bounce all afternoon.
Each failed draft adds $35–$75 in fees.
Late drafts trigger collection calls and lawsuit threats.
Conflicting UCC filings scare off banks and investors.
We map every MCA position, factor rate, and draft schedule.
All funders agree to a draft pause while we propose a balanced repayment plan.
Pro‑rated percentages or fixed weekly amounts replace chaotic pulls.
We finalise paperwork, monitor compliance, and help prevent future stacking.
Rolling several MCAs into one facility cuts the number of withdrawals and can trim the combined monthly outlay by 15‑20 percent, keeping more cash on hand for day‑to‑day needs.
The five questions business owners Google most before smoothing stacked drafts
MCA Relief helps businesses restructure merchant cash advance obligations into manageable, revenue-aligned repayment plans without reducing the contracted balance.