MCA Roll Up into One Term Loan
Turn a tangle of daily ACH pulls into one low‑rate, predictable payment.
Consolidate multiple advances into one fixed rate term loan
A roll‑up pays off every outstanding MCA at once and replaces the stack with a single term loan—typically 12–36 months—featuring weekly or monthly payments at a far lower effective rate. Clients often cut repayment costs by 30–50 % and end daily ACH sweeps on day one.
Book a free consultation to see how much you can save by rolling up your MCAs.
Why Stacking MCAs Can Backfire
Quick approvals tempt owners to layer new MCAs—but overlapping drafts and rising factor fees soon overwhelm revenue.
What to Watch Out For
Payment Clashes
Two or three providers may draft funds the same morning.
Escalating Fees
Every stack adds another 1.3× factor on top of the last.
Credit Score Damage
ACH disputes and missed drafts flag the business as high risk.
Frozen Bank Accounts
Lenders file UCC liens or use confessions of judgment when cash runs short.
How We Replace the Stack with One Loan
4 Step Roll Up Process
Here’s how we convert your MCA payments and put you back in control.
01.
Free Debt Assessment
We review contracts, bank statements, and sales data to size the consolidation.
01.
Lenders Review & Approve
Term‑loan partners evaluate the package and issue funding offers.
02.
03.
Closing & Payoffs
Funds wire to each MCA provider; payoff letters confirm zero balances.
01.
Ongoing Support
We deliver a payment calendar, assist with auto‑debit setup, and stay on call for questions.
04.
Benefits of an MCA Roll Up
Rolling multiple MCAs into one term loan collapses dozens of daily drafts into a single monthly installment, giving cash flow immediate breathing room.
Ready to Take Control of Your Repayments?
Book A Call
MCA Roll‑Up FAQs
Five questions business owners Google most before consolidating stacked advances
