Lawsuit Response & Judgment Defense
Protect your business—and personal assets—from fast‑moving MCA litigation
Since 2022 – Hundreds of Cases Defended
We’ve helped owners across retail, tech, and hospitality beat or settle MCA lawsuits before bank accounts were frozen.
35 + Years in Commercial Debt Defense
Our attorneys and workout advisers have decades of courtroom and settlement experience with COJ, UCC lien, and breach of contract claims.
Direct Lines to Leading MCA Firms
Established rapport speeds stand stills and dismissals—most cases de escalate within three weeks.
Rapid legal action that stops default judgments and asset freezes
MCA lenders file suits—often backed by Confessions of Judgment (COJ) or UCC liens—to grab cash fast. A timely, strategic response can vacate improper filings, block bank levies, and open the door to negotiated settlements. Acting within court deadlines (usually 20–30 days) is critical to avoid automatic loss.
Book a free case review now and keep control of your accounts.
Why Ignoring an MCA Lawsuit Backfires
Many owners believe the claim will “sort out,” but silence hands the lender a free victory.
What to Watch Out For
Default Judgments
Miss the reply deadline and the court sides with the lender automatically.
Bank Levies & Account Freezes
Judgments allow instant asset grabs, halting operations.
UCC Lien Complications
Liens block new financing and can trigger customer payment redirects.
Personal Liability
COJ enforcement can target owners’ personal assets if guarantees exist.
How We Defend Your Business
File Timely Responses
We prepare answers, motions to vacate COJs, and affirmative defenses before deadlines hit.
Challenge Defective Contracts
Our attorneys attack usurious rates, improper service, and fraudulent lien filings.
Negotiate Stand Stills & Settlements
We convert aggressive suits into manageable pay offs or structured workouts.
Protect Personal Assets
Strip PG liability or file homestead exemptions and UCC defenses.
4 Step Lawsuit Defense Process
Here’s how we convert your MCA payments and put you back in control.
01.
Free Legal Assessment
We review summons, contracts, and bank records to craft a defense roadmap.
01.
Emergency Court Filings
Answers and motions stop default and pause enforcement actions.
02.
03.
Defense & Negotiation
We contest COJs, depose lenders, and push for dismissals or favorable settlements.
01.
Resolution & Monitoring
Release letters and lien terminations restore banking freedom; we stay available for follow‑ups.
04.
Benefits of Fast MCA Lawsuit Defense
Answering an MCA lawsuit right away stops the lender from snagging a default judgment that could freeze bank accounts and slap liens on assets.
Ready to Stop MCA Lawsuits in Their Tracks?
Book A Call
Lawsuit & Judgment Defense FAQs
Five most‑searched questions owners ask when legal papers arrive
Yes—courts vacate COJs if you weren’t properly served, signed outside the state, or if the amount claimed is inflated.
In most states, 20–30 days from service; miss it and a default judgment can issue automatically.
Emergency motions and third‑party restraint challenges can unfreeze accounts within 24–48 hours.
Absolutely—lenders often accept 40–60 % lump‑sum to avoid appeal delays and collection costs.
Judgments report only if entered; vacating or settling before docketing keeps your business and personal scores intact.