Unblock frozen bank accounts and clear liens that lock you out of payroll, vendors, and new financing.
An ACH freeze happens when a lender instructs your bank or processor to lock incoming deposits, cutting off cash flow overnight. A UCC lien is a public filing that claims rights to your receivables and equipment. Releasing freezes and terminating liens restores control of funds and frees up collateral—often the deciding factor in keeping a business afloat.
Book a free consultation today and get your cash moving again.
Hoping the bank “sorts it out” lets lenders tighten their grip and pile on legal fees.
No access to deposits means missed payroll and vendor defaults.
Lenders hit accounts repeatedly, racking up NSF fees.
Prolonged freezes and liens trigger negative reporting.
New lenders refuse deals while liens remain open.
We analyse bank letters, processor notices, and UCC filings.
Motions, release forms, or payoff proposals go to banks and lenders within days.
Funds begin flowing within agreed limits; UCC‑3 forms file to clear public records.
We confirm full access, update credit bureaus, and help stop future freezes.
Rapidly lifting a bank freeze restores same day access to incoming revenue and deposits, so payroll and supplier bills clear before penalties stack up.
Five most‑searched questions owners ask when bank accounts lock up
MCA Relief helps businesses restructure merchant cash advance obligations into manageable, revenue-aligned repayment plans without reducing the contracted balance.