Find hidden clauses before they trigger costly legal trouble
Our team line‑items every clause—confessions of judgment (COJ), cross‑default triggers, sweeping ACH rights—and assigns a risk score from 1 (low) to 5 (severe). Armed with the score, owners can renegotiate, refinance, or prep defenses before problems hit.
Book a free contract scan today—get your risk score in 24 hours.
Many owners sign MCAs quickly, missing language that threatens personal assets and future credit.
A late draft can turn business debt into personal liability.
Far flung courts raise defense costs.
Balance grows even after the factor fee is “paid.”
Multiple liens block refinancing and equipment loans.
Upload agreements; we scan for red‑flag clauses within 24 hours.
You receive a scorecard plus plain‑English explanations.
We prepare amendment requests or defensive filings as needed.
Updated scores track improvements and alert you to new risks.
A thorough legal review flags buried confession of judgment clauses and other traps that let an MCA lender win a judgment and freeze accounts without warning.
Five most‑searched questions owners Google before signing an MCA
MCA Relief helps businesses restructure merchant cash advance obligations into manageable, revenue-aligned repayment plans without reducing the contracted balance.