Balance Reallocation Across Multiple Funders

Shift uneven, stacked MCA drafts into one coordinated repayment schedule—no more morning cash‑flow shocks.

Since 2022 – Hundreds of Stacked Positions Resolved

We’ve helped businesses shift draft weight among two–five MCA funders, cutting daily pulls up to 30 %.

35 + Years in Multi Funder Workouts

Our negotiators and attorneys bring deep experience untangling overlapping contracts and conflicting UCC filings.

Direct Lines to Top MCA Providers

Because we negotiate with first‑, second‑, and third‑position funders every week, most reallocation plans close in 14 – 21 days—fast enough to stop overdrafts before they snowball.

What Is Balance Reallocation Across Multiple Funders?

Level daily drafts by assigning every lender a fair‑share percentage

When you carry two or more MCAs, each funder drafts what it can—often at dawn. A balanced‑payment agreement reallocates those pulls into one coordinated schedule. Each lender receives a pre‑agreed share of weekly or monthly revenue, ending draft pile‑ups and slashing NSF fees 20–35 % on day one.

Book a free consultation today and bring order to stacked advances.

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Why Letting Drafts Compete Backfires

Ignoring stack chaos invites compounding costs and legal headaches.

What to Watch Out For

Cash‑Flow Collapse

Accounts empty by 9 a.m.; bills bounce all afternoon.

Double NSF & Penalty Charges

Each failed draft adds $35–$75 in fees.

Accelerated Default Notices

Late drafts trigger collection calls and lawsuit threats.

Lien Gridlock

Conflicting UCC filings scare off banks and investors.

How We Restore Order

Freeze Duplicate Drafts

We coordinate with all funders to pause pulls during restructuring.

Assign Fair Share Percentages

A single, agreed split allocates each day’s sales across positions.

Unify Communication

We become the single point of contact, so funders stop competing for priority.

Monitor & Report

Daily dashboards track payments and flag any drift from the agreed split.

Our 4 Step Reallocation Process

Here’s how we convert your MCA payments and put you back in control.

01.

Free Debt Assessment

We map every MCA position, factor rate, and draft schedule.

01.

Multi Funder Outreach

All funders agree to a draft pause while we propose a balanced repayment plan.

02.
03.

Drafts Are Reallocated

Pro‑rated percentages or fixed weekly amounts replace chaotic pulls.

01.

Post Deal Support

We finalise paperwork, monitor compliance, and help prevent future stacking.

04.
Even out drafts and protect working capital

Benefits of Balance Reallocation

Rolling several MCAs into one facility cuts the number of withdrawals and can trim the combined monthly outlay by 15‑20 percent, keeping more cash on hand for day‑to‑day needs.

Ready to Unstack Your MCA Drafts?

Free Consultation

Book A Call

Frequently Asked Questions

Balance‑Reallocation FAQs

The five questions business owners Google most before smoothing stacked drafts

Most lenders cooperate on stacks of two to five advances; larger groups may require phased consolidation.