Lump‑Sum Payoff Negotiations
Extinguish your MCA balance for pennies on the dollar—then get a clean, written release.
Trade daily drafts and snowballing fees for one discounted settlement
A lump‑sum payoff means offering a single cash payment—often 50–70 % of what’s left—to satisfy the entire MCA. Funders accept because they get immediate money and skip lawsuit costs; you eliminate drafts, factor fees, and personal‐guarantee exposure in one stroke.
Book a free consultation today and discover your potential discount.
Why Letting the Balance Ride Backfires
Leaving an MCA to “run its course” usually costs double, thanks to snowballing fees and legal action.
What to Watch Out For
Ballooning Payoff Figure
Late fees and default interest can add 25 % in a month.
Confession‑of‑Judgment (COJ)
Allows lenders to win court judgments without trial.
Personal‑Guarantee Seizures
Homes, autos, and savings become fair game if you lose.
Credit & Vendor Damage
Lawsuits spook suppliers and kill future bank loans.
How We Close the Debt Fast
Our 4‑Step Payoff Process
Here’s how we convert your MCA payments and put you back in control.
01.
Free Debt Assessment
We review contracts and payoff ledgers.
01.
Settlement Talks Begin
Drafts pause; hardship package delivered.
02.
03.
Agreement + Payment
You wire the lump sum; lender signs paid‑in‑full.
01.
Final Release & Support
We file lien terminations and archive release letters.
04.
Benefits of Lump‑Sum Payoff Negotiations
Negotiating a lump‑sum payoff often lets you clear an MCA for a fraction of the balance—creditors regularly accept about 25–30 % when cash is ready upfront.
Ready to Settle Your MCA for Less?
Book A Call
Lump‑Sum Payoff FAQs
The five questions business owners Google most before settling MCAs
