Partial Balance Reductions
Negotiate principal cuts to shrink MCA debt fast
Lower the principal you owe on a merchant cash advance
A partial balance reduction convinces your lender to forgive 30–50 % of the remaining principal in exchange for a prompt, structured payoff. You keep the account current, shed months of daily drafts, and free cash for payroll, rent, and marketing.
Book a free consultation today and see how much you can trim.
Why Letting the Balance Balloon Backfires
Delaying action allows fees to snowball and lenders to double down on collection.
What to Watch Out For
Rapid Balance Growth
Factor fees boost what you owe daily.
Penalty Charges
Missed drafts add late fees and collection costs.
Legal Escalation
Confessions of judgment enable quick court action.
Double Drafts
Funders hit your account multiple times a day when drafts bounce.
How We Shrink Your Principal
Our 4‑Step Reduction Process
Here’s how we convert your MCA payments and put you back in control.
01.
Free Debt Assessment
We analyse statements, contracts, and cash flow to define a realistic discount target.
01.
Negotiations Start
Drafts pause while we submit the reduction proposal to all funders.
02.
03.
Discount Is Approved
Funders agree on the new lower balance and updated payment terms.
01.
Support Continues
We track compliance and ensure no extra fees creep back in.
04.
Benefits of Partial Balance Reductions
Partial balance reductions can wipe out 30 – 60 % of what you owe, turning a steep MCA or card liability into a far smaller payoff.
Ready to Lower Your Balance?
Book A Call
Partial Balance Reduction FAQs
Five questions owners Google most before seeking a principal cut
