Payment-Schedule Conversion
Turn crippling daily ACH drafts into cash‑flow‑friendly weekly or monthly payments.
Reschedule your MCA repayments from daily to weekly or monthly
Payment schedule conversion means renegotiating your merchant cash advance so you’re no longer facing daily withdrawals. Instead, repayments are spread out weekly or monthly—giving your business the flexibility to manage cash flow, cover expenses like payroll and inventory, and avoid overdrafts. This adjustment often leads to a 50–70% drop in draft pressure, helping you stay current without falling behind.
Book a free consultation today and take the first step toward stable, stress-free repayment.
Why sticking to daily drafts can backfire Common Pitfalls with MCA Repayments
Many business owners accept daily payment terms without realizing how damaging they can be over time. Merchant cash advances often seem convenient upfront—but the fast repayment structure can create unexpected financial pressure. Without proper planning, businesses fall behind quickly, even when sales are strong.
What to Watch Out For
Cash Flow Collapse
Daily drafts pull funds before you’ve paid employees or restocked inventory—leaving essential operations underfunded.
Overdraft & Penalty Fees
Inconsistent revenue plus fixed withdrawals often leads to negative balances and costly bank fees.
Stacked Advances
To keep up, many business owners take a second or third MCA—only to face multiple daily pulls from different funders.
No Room for Growth
High daily obligations mean there’s nothing left to reinvest—growth stalls while debt compounds.
How We Break the Cycle
Our 4-Step Process
Here’s how we convert your MCA payments and put you back in control.
01.
Free Debt Assessment
We review your agreements, statements, and cash flow to pinpoint pressure points and stacking risks.
01.
Lender Communication Starts
We contact funders on your behalf to pause daily drafts and begin negotiations.
02.
03.
Terms Are Restructured
We work to reduce balances, adjust draft schedules, and space out repayment in line with your income.
01.
You Move Forward With Support
Once approved, we guide you through final paperwork and stay available as your recovery continues.
04.
Benefits of Payment Schedule Conversion
Converting your daily MCA drafts into weekly or monthly payments gives you the flexibility to manage expenses without constant pressure. It’s a key step in staying operational, avoiding default, and creating space to plan ahead instead of just reacting.
Ready to Take Control of Your Repayments?
Book A Call
Facets of MCA Repayments
The most-searched questions and expert answers to guide repayment understanding
