Secure written proof that your MCA debt is fully satisfied
After a lump‑sum payoff or negotiated balance cut, you need two things: a settlement agreement (outlining new terms) and a release letter (also called a “paid‑in‑full” or “satisfaction” letter). These documents prove the debt is cleared, block future collection attempts, and allow UCC liens to be removed.
Book a free consultation today and make sure your payoff is legally airtight.
Some owners pay the settlement but never receive proof. Months later, a collector resurfaces claiming money is still owed.
Old ledgers revive if no release is on file.
Debt buyers pursue balances already paid.
Unreleased UCCs freeze equipment loans and credit lines.
Courts rely on written proof; missing docs weaken your defense.
We verify payoff amount and existing liens.
Both parties ink the new agreement.
We collect the lender’s signed statement that the debt is cleared.
UCC liens are terminated; credit bureaus updated.
Properly drafted settlement paperwork locks the negotiated terms in a court‑enforceable contract, so lenders can’t backtrack or raise new demands.
Five questions business owners Google most before demanding release letters
MCA Relief helps businesses restructure merchant cash advance obligations into manageable, revenue-aligned repayment plans without reducing the contracted balance.