Settlement Documentation & Release Letters
Secure written proof that your MCA debt is fully satisfied
Since 2022 – Hundreds of Files Closed
We’ve delivered signed settlement packets for businesses across retail, tech, and hospitality—ending collection once and for all.
35 + Years in Debt Closures
Veteran negotiators and attorneys make sure every agreement is drafted, signed, and archived correctly.
Direct Lines to Major MCA Funders
Strong lender ties speed paperwork—most release letters arrive within three weeks of payoff.
Written confirmation that your MCA is paid and closed
After a lump‑sum payoff or negotiated balance cut, you need two things: a settlement agreement (outlining new terms) and a release letter (also called a “paid‑in‑full” or “satisfaction” letter). These documents prove the debt is cleared, block future collection attempts, and allow UCC liens to be removed.
Book a free consultation today and make sure your payoff is legally airtight.
Why Skipping Paperwork Backfires
Some owners pay the settlement but never receive proof. Months later, a collector resurfaces claiming money is still owed.
What to Watch Out For
Phantom Balances
Old ledgers revive if no release is on file.
Double Collections
Debt buyers pursue balances already paid.
Lien Roadblocks
Unreleased UCCs freeze equipment loans and credit lines.
Legal Uncertainty
Courts rely on written proof; missing docs weaken your defense.
How We Lock in Your Release
Draft Bullet‑Proof Agreements
Precise language for amount, date, and lien termination.
Secure Notarised Release Letters
Paid‑in‑full on lender letterhead plus UCC‑3 filing.
File & Verify
We record all documents with the state and credit bureaus.
Archive & Deliver Copies
Digital and paper copies are stored for quick reference.
4 Step Documentation Process
Here’s how we convert your MCA payments and put you back in control.
01.
Free Debt Assessment
We verify payoff amount and existing liens.
01.
Settlement Drafted & Signed
Both parties ink the new agreement.
02.
03.
Release Letter Issued
We collect the lender’s signed statement that the debt is cleared.
01.
Post Close Support
UCC liens are terminated; credit bureaus updated.
04.
Benefits of Settlement Documentation
Properly drafted settlement paperwork locks the negotiated terms in a court‑enforceable contract, so lenders can’t backtrack or raise new demands.
Ready for Written Peace of Mind?
Book A Call
Settlement Documentation FAQs
Five questions business owners Google most before demanding release letters
The agreement says how much you’ll pay and when; the release letter confirms the lender received funds, waives future claims, and triggers UCC termination.
Reputable funders issue it within 10–15 business days. We follow up daily until it lands—no “processing limbo.”
Yes. The release clears the debt; the UCC‑3 removes the lien from public record so bankers see a clean slate.
Only if the payment bounces. Once funds clear and the release is recorded, revocation isn’t enforceable.
We escalate with certified demands and, if needed, legal action to enforce your payoff rights.